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Easy monthly payments with Affirm

When inspiration strikes, Affirm gives you payment options to suit your budget. Just select Affirm at checkout to pay over time for your purchase.

alligator saddlebag in the retail store

Buy with confidence

With Affirm, you always know exactly what you’ll owe and when you’ll be done paying.

Transparent: Affirm tells you the total amount you’ll pay up front. That number will never go up.

Flexible: You choose the payment schedule that works best for you.

Fair: Affirm doesn’t charge late fees or hidden fees of any kind, ever.

Rates from 0–36% APR. Payment options through Affirm
are subject to an eligibility check, may not be available everywhere, and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses.

For example, an $810 purchase might close $44.54/mo over 12 months at 10% APR. Just select Affirm at checkout.

FREQUENTLY ASKED QUESTIONS

Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

You can visit their website at affirm.com.

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